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Felipe Eluf Creazzo, sócio de Mercado de Capitais e Infraestrutura, na agência CMA com o tema “Uso da securitização deve encarecer crédito imobiliário”
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DISCLAIMER: By accessing and using the WEBSite, you represent that you have read, understood, and accepted these Terms and Conditions
1.1. Lobo de Rizzo Advogados website (the “Website“) was designed and developed by LOBO DE RIZZO SOCIEDADE DE ADVOGADOS, headquartered in the City of São Paulo, State of São Paulo, at Av. Brigadeiro Faria Lima, 3900, 3rd floor, CEP 04538-122, enrolled in the National Register of Corporate Taxpayers of the Ministry of Finance under CNPJ/MF No. 08.091.767/0001-85 (the “Firm“) to serve both members of the Firm, as well as third parties interested in information about it, through software containing (i) information on the history of the Firm, (ii) information on practice areas and industries in which the Firm operates, (iii) information about the Firm’s members, (iv) information on news related to the Firm, (v) information on careers with the Firm, and (vi) a link to enable users to contact the Firm, without prejudice to the other features included on the Website (collectively, the “Features“).
1.2. Registration of the User on the Website (“Registration“) will only be required if the User wants to send a message to the Firm in the “Send Message” field containing questions, complaints, suggestions, or comments in order for the Firm to be able to send answers.
1.2.1. By completing the Registration form, the User agrees to provide true, accurate, current, and complete information (“User Information“), which will be processed and stored on the Firm’s servers, which have a proper security and protection system for the information stored therein.
1.2.2. The Firm reserves the right to refuse any application for registration and to cancel a previously accepted registration.
1.2.3. The User agrees, in sending messages to the Firm, not to send messages with content that is disrespectful; contrary to public order, law, and morality; erotic or pornographic; that is defamatory, racist, xenophobic, homophobic, or reflects any kind of prejudice, or is an attack on the honor or reputation of others; and not to transmit files that contain viruses or other destructive features that may adversely affect the operation of the Website.
1.3. The Website does not require payment by the User for access to any of its Features.
1.4. The registration, access, and/or use of the Website by the User implies full and unreserved acceptance of all the Terms and Conditions. Therefore, the User must carefully read these Terms and Conditions on each occasion of access to the Website, as these Terms and Conditions are subject to change. If you do not accept any term or condition, you must immediately cease using the Website.
1.5. The Firm may change the Terms and Conditions at any time by simply communicating the changes to the Users by publishing a new version of the Terms and Conditions on the Website.
2.1. The Firm grants to its Users a non-exclusive, temporary, gratuitous, and non-transferable license to use the Website, not for any commercial purpose of the User in this license, pursuant to Law No. 9,609/98 and Law No. 9,610/98 (the “License“).
2.2. The User acknowledges that the Website is protected by intellectual property rights owned by or licensed to the Firm, including, without limitation, copyrights, trademarks, trade dress, layout, symbols, other distinctive signs, business secrets, domain names, software, manuals, photos, images, descriptions, texts, and any and all rights to the development and/or use of the Website, whether registered or unregistered, and the User agrees to refrain from pleading or claiming, at any time, such intellectual property rights as though they were the User’s property. The Website and its content and layout may not be reproduced, adapted, linked, distributed, or otherwise employed, other than for the purpose set forth in these Terms and Conditions, without the Firm’s express prior written consent.
2.3. For the purposes of the License, the User is prohibited from: (i) interfering or attempting to interfere, electronically or manually, with the operations and Features of the Website, including by uploading files containing corrupted information or viruses, or by any other means; (ii) obtaining or attempting to obtain unauthorized access, by any means, to the private network of the Firm; (iii) removing or changing any notices of intellectual property rights or any forms of ownership identification that appear on the Website; (iv) using the Website on any device that the User does not own or is not within the User’s legitimate possession; (v) renting, assigning, sublicensing, transferring, or otherwise disposing of the Website, on a temporary or permanent basis; (vi) distributing or making the Website available on a network through which it may be accessed by various devices at the same time; and (vii) reverse engineering, decompiling, disassembling, modifying, or creating derivative works based on the Website.
3.1. The Firm represents that it will use its best efforts to ensure that the information contained on the Website is relevant and useful to Users and that the Website and its Features are available to Users.
3.1.1. The Firm does not guarantee that the Website, or any content thereof, including the operation of its Features, is free from errors and omissions, or free of bugs and viruses, or that the Website and its Features are always available, or are always operating at a certain speed. The User acknowledges that he/she is solely responsible for taking the security measures necessary to safely use his/her device through the Website.
3.4. THE Users agree that the Firm, including, but not limited to, its PARTNERS AND OTHER MEMBERS, shall not be liable for any direct or indirect loss or damage, loss of profits, or consequential damages arising out of ANY access, use, or inability to use the WEBSITE by the Users, nor for the information contained or accessed through the WEBSITE.
4.1. The Website may include or contain links to third-party content, including, but not limited to, other websites and websites of newspapers and magazines (“Third-Party Websites“). The Firm is not responsible for any dealings between Users and Third Parties that may be generated by virtue of this relationship, nor does it guarantee the products or services provided by Third-Party Websites. The Parties acknowledge that the Firm shall not be liable for any damages directly or indirectly borne by Users as a result of the relationship between Users and third parties.
7.1. The Firm, at its discretion, reserves the right to revoke the License and to temporarily terminate or suspend any Feature of the Website, or even the Website itself, at any time, at its discretion, without any burdens or costs and regardless of prior notice to Users.
This document represents the Firm’s Terms and Conditions as of 2017.
When you use our Website, certain User information is automatically collected and stored in a Firm’s database and treated confidentially through the use of security measures.
This information includes, for example, the IP address assigned to you by your ISP, the website, if applicable, from which you connected, the pages you visit, your browser type (including the version and language), the type and attributes (e.g., screen resolution) of the application you are using to visit us, your device ID (e.g., your MAC address or equivalent ID), and the date and duration of your visit, as well as additional information on your use of the Website (e.g., searches, page visits, and items clicked).
All such information is processed and used for the purposes mentioned above and filed for a limited period of time, at least for the retention period established in the Brazilian Civil Rights Framework for the Internet. These data do not allow us, save in exceptional situations, which shall be discussed below, to draw any conclusions about the identity of an individual. The MAC address is only stored anonymously.
You may visit and use most Features without registering or identifying yourself. Certain Features, however, require prior identification of the User (e.g., sending messages to the Firm).
In principle, your personal information will not be disclosed to any third party, unless it is essential for the purpose of complying with our contractual obligations or legitimate security interests of the Firm, or by virtue of law (e.g., in response to a court order).
In compliance with a court order, the Firm will contribute with the provision of its records, either autonomously or in connection with personal data or other information that may contribute to identification of the User or his device. The registration data of the Users, including personal information, family information, and address, in accordance with Brazilian legislation, may also be made available by the Firm to attend to a request by administrative authorities.
BY USING THE FEATURES OF THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THESE SPECIFIC TERMS OF INFORMATION PRIVACY, AND VOLUNTARILY AND EXPRESSLY WAIVE YOUR CONSENT, AS FOLLOWS:
1) I hereby authorize the use of my personal information (e.g., name, address, items clicked, location data of my mobile device) that is provided to the Firm or automatically obtained by the Firm during registration and use of the Website’s Features, for the Firm’s storage in its database of prospects and clients, market research, opinion and satisfaction of Users, to send me information based on my current or possible location, and offers and research on any aspect of the Firm itself or services normally offered by the Firm;
2) I hereby authorize the Firm to combine my personal information provided to the Firm or automatically obtained by the Firm because of my Registration and/or use of the Website’s Features with other personal information of mine that has already been or will be stored in the Firm’s prospects and customer database and to use it for the purposes described herein; and
3) I hereby give my explicit permission for my personal data to be statistically evaluated by the Firm for the purposes set forth herein. I authorize the Firm to search my classification in interest groups and customer groups, based on my profile and usage data as a User in order that personalized service may be offered to me.
At any time, you may revoke your authorization by sending an e-mail to email@example.com.
It is not possible to revoke only one of the representations made in Section 3 above and maintain the others in effect. Please note that, by revoking this authorization, you may be prevented from continuing to use the Website.